Services

Building Your Financial Plan:

Our process starts with a simple conversation to find out more about you and your situation. If there is a fit for what your needs are and how our expertise can help? If so, we would move forward to a more thorough fact finding of your overall financial picture. With this information, and after having factored in your goals related to money, we would build a financial plan which includes:

Analysis of all Financial Holdings
Legacy and Estate Planning Wishes
Risk Tolerance- Is your tolerance aligned with your actions?
Social security- How to maximize and when you should take it
Healthcare in Retirement- What are the real costs you can expect?
What keeps you up at night and what fears do you have in in Retirement
Review of all Insurance's Held and need for ongoing coverage's
Effect of Inflation, Market Performance and other factors on your portfolio

Using all of the information above we work together with you to make recommendations to your current plan to more closely align your current planning with plans that will better assist in pursuing your goals. We then actively monitor the plan with you over time to make updates and changes as necessary.

Having a plan and following it over time can help clients with their sense of financial well -being and confidence in their financial future.

Investment Planning:

Hadley Financial makes available a Fee Based and/or an Asset Based ongoing advisory relationship with our clients.

Before recommending an investment strategy we will utilize proprietary and non proprietary financial models to review and illustrate our clients' current investment position(s). We then take the time to understand and consider our clients' objectives. Prior to making recommendations, thought is given to our clients age, timeline, financial goals, financial discipline, income needs, net worth objective, existing debt environment, risk tolerance, existing estate planning objectives, and past investment experience.

With our clients' input, their current investment position is compared against several possible alternative investment allocation models. We then create a custom, investment strategy aligned with our clients' needs, goals and risk profile. It is through this process that investment options are identified, weighed, carefully considered, and recommended. Our recommendations usually involve longer investment time horizons with options for short term liquidity and daily monitoring of results.

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Please note that individual situations can vary. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.

Estate Planning:

We work with a variety of legal and accounting professionals who can help build, or enhance, your estate or legacy planning. We will coordinate these professionals for you, as needed, as part of our ongoing service to you.

Neither Woodbury Financial Services, Inc. nor its representatives provide tax or legal advice. Please consult with your tax or legal professional.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

mhadley@hadleyfinancial.net | 720-330-1028